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Let me set the scene: your friend John is rushing to get his daughter from school and his son to the soccer field, and he still needs to stop at the grocery store because there’s nothing in the fridge. He took advantage of a bad situation I was going through & used it for a chance to say all the right things. And said I was a liar and sending him crazy emails that I did not send.

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It could be a long time before John notices this change. Don’t send verification codes to anyone via text or email. And if you get a verification code that you didn’t request, let your provider know about it. The name and phone number person has never stopped until I threatened to sue him. And now he has the nerve to say he's going to file charges against me for harrassment.

That could be a sign that someone is tampering with your account. Some of our less PC Literate friends would have a problem - therefore recommend: PRINTER FRIENDLY ACTION LIST using the format STEP 01 Problem - FIX - WHY STEP 02 etc. The bank that I started an account with has you enter your ID then will send you a code via phone call or text whichever you choose. Naked pictures have been sent out claiming to be me. My passwords have been changed so many times I can not remember them. The other, must have changed his email or was just an innocent.

The one bright spot here is that there is more and more competition which leads to better offers for us consumers.

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If you’ve gotten a call like this, you know that the caller will then demand the gift card numbers and PIN. Scammers are good at convincing people there really an emergency, so lots of people have made the trip to the Walmart or Target or CVS to buy gift cards to send these callers.

And scammers love gift cards – it’s one of their favorite ways to get your money.

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    But that is where danger lies, too, in the form of the flesh-eating menace known as the skrake. Alone, pushing an unconscious Maeve in a wheelbarrow, Orpen decides her last hope is abandoning the safety of the island and journeying across the country to reach the legendary banshees, the rumored all-female fighting force that battles the skrake. But look past the toilet gags, satirical references, and occasional bits of fanservice, and it isn’t hard to discover a darkness that subsumes the series. “This story is my chance to have a little monstrous fun after the weight of the Broken Earth saga, so I’m hoping readers will enjoy it, too,” she told In this bi-weekly series reviewing classic science fiction and fantasy books, Alan Brown looks at the front lines and frontiers of the field; books about soldiers and spacers, scientists and engineers, explorers and adventurers.